| APR Home Equity Line of Credit Introductory Rate 3.74% 5.25%APR Adjusts to Prime Imagine upgrading your kitchen and your cash flow—at the same time. All it takes is a little imagination and a new home equity line of credit from HomeFederal. I believe in getting my house in order. Get your house and finances in order with these money-saving advantages: www.homf.com 3.74% annual percentage rate (APR) is an introductory fixed rate for the first three months after account opening for qualified home equity line of credit borrowers. After the introductory period, a variable APR equal to prime (currently 5.25% as of January 26, 2026) will apply and can adjust monthly to the maximum of 21% APR. $50 annual fee will be assessed after the first year. Minimum line and draw amount of $5,000 required to qualify for the 3.74% introductory APR. Interest only payments will result in a balloon payment. Applicable interest rate varies depending upon your credit qualifications and loan to value ratio. No closing costs to open these home equity lines of credit. Property insurance is required and flood insurance may be required. If you close your line within the first three years, you may be charged a prepayment fee equal to 2% of the outstanding balance. Offer available for a limited time and subject to change. Consult your tax advisor regarding deductiblity of interest. Subject to credit approval and not all borrowers will qualify. 2811552 As low as prime for the life of the line Easy access by checks Low interest-only payments Option to lock in a fixed rate on all or part of your line Fast approval, no closing costs Possible tax savings Borrow up to 100% of your home’s value Put your imagination to work. Stop by any convenient HomeFederal office today or call 877-626-7000. |
